Document Type


First Faculty Advisor

Laura Beaudin


homeownership; determinants; race; sex


Bryant University

Rights Management



A home is one of the wealthiest assets an individuals can hold and serves as a major indicator of economic wellbeing. The decision for someone to rent or buy a home is based upon many factors. Similar, to Hood (1999), this paper analyzes the relationship between determinants of homeownership and the probability that an individual owns their home using regression and probability models. The focus of this paper is the relationship between sex and race on homeownership. Results suggest that White males have the highest rate of homeownership, while Black females have the lowest rate of homeownership even after all controls are accounted for in the analysis.

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Economics Commons