The Wealth Factor

Document Type



wealth factor; individual earnings; smart savings; investing habits


Bryant University

Rights Management

All rights retained by Bryant University.


Craig Stevens explores why so many people will never be able to reach the status of feeling financially wealthy using today's inflated standards. Craig proposes a new definition of wealth and he gives a way of calculating ones wealth using a simple formula that he has coined the "Wealth Factor". The Wealth Factor is calculated based off of your individual earnings so that you can see how well you have put your earnings to use with smart savings and investing habits. The Wealth Factor can be used to facilitate more open and honest conversations about our individual financial situations and help us to learn from each other to better grow our wealth.